Resources
Resources for confident coverage
Guides, news, tips and product updates from the InsuranceGain.Ai team.
Insurers can now confirm your premium payments
Your carrier can record your payment with your referral code, so earnings unlock sooner.
September 26, 2026TipsHow much life insurance do you need?
A simple starting point: ten times your income, adjusted for debts and dependents.
September 24, 2026NewsInsurers can now apply and publish their own pricing
Carriers can join the marketplace, submit rates and see their real impact.
September 22, 2026Product updatesCompare saved quotes side by side, with fit scores
Pick up to three saved quotes and see price, coverage, deductible and a fit score in one view.
September 21, 2026News23.1 Million Americans Chose Marketplace Health Plans for 2026
CMS reports 23.1 million plan selections for 2026 — near the all-time record — with big shifts toward bronze and HSA-eligible plans.
September 20, 2026NewsAll six coverage types are now live
Life, ACA Health, Medicare Advantage, Personal Auto, Renters and Pet can all be compared side by side.
September 19, 2026NewsUninsured Rate Holds at 7.9% — But a Subsidy Cliff Looms
The Census Bureau says 26.7 million Americans went without health coverage in 2025. Analysts warn the number will climb as enhanced subsidies expire.
September 18, 2026Tips92 Million Americans Say They Need Life Insurance — Are You One of Them?
LIMRA's 2026 Barometer Study finds 48% of adults own no life insurance, and 38% — about 92 million people — say they need it or need more.
September 15, 2026BlogChoosing a deductible without regret
A higher deductible lowers your premium, but only if you could comfortably pay it tomorrow.
September 15, 2026TipsA five-minute renters insurance checklist
Count your belongings, check liability, and ask about loss of use.
September 12, 2026TipsYoung Adults Think Life Insurance Costs 10 Times More Than It Does
Healthy 18–30 year olds overestimate the price of a $250,000 term policy by 10–12x. The real number is closer to a streaming subscription.
September 12, 2026BlogWhy Families Lose Coverage — and How to Make Sure Yours Doesn't
Most coverage losses aren't dramatic. They're quiet: a missed payment, a job change, a move. Here's how the gaps happen and how to close them.
September 10, 2026BlogProtecting Your Family's Future: The Math Nobody Wants to Do
47% of adults say their family would struggle to pay living expenses within six months of losing the primary earner. The math is hard — but the fix is not.
September 8, 2026BlogHow an insurance referral marketplace actually works
We are not an agent. Here is exactly what happens between your quote and your policy.
September 7, 2026TipsThe Tax Benefits Hiding Inside Your Insurance Policies
From tax-free life insurance payouts to HSA-eligible health plans, insurance carries real tax advantages most policyholders never use.
September 5, 2026NewsPet Insurance Passes 7.6 Million Pets — But 95% Still Go Without
NAPHIA's 2026 report shows the pet insurance market up 19.4% to $6.2 billion, yet only 4.27% of U.S. pets are covered.
September 3, 2026News70% of Homeowners May Be Underinsured — by an Average of 20%
A new analysis finds most homeowners think they're fully covered but are short by a fifth — with floods and valuables routinely excluded.
September 1, 2026BlogThe True Cost of Going Without Coverage
The U.S. spends 18% of GDP on healthcare — nearly twice the OECD average — while 27 million remain uninsured. Going bare is the most expensive option of all.
August 28, 2026